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Discover More Structured Capital for MSME Developers Specialised NBFC / MSME Real Estate / Zero - NPA Empowering to Build

10

+
PROJECT COMPLETED
A dedicated team of financial experts at your service.

25

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CLIENT RELATIONSHIPS
Built on trust, transparency, and long-term partnerships.

7

+
YEARS OF EXPERIENCE
Proven expertise in structured finance and lending
About company

QGO Finance Ltd

A fast-growing , boutique NBFC fulfilling the

 

financing needs of India’s & Real Estate Sectors

Focused Credit Strategy
Structured lending solutions for real estate and MSME borrowers in select Indian markets.
Prudent Capitalisation
Well-capitalised balance sheet with disciplined leverage and diversified funding sources.
Risk-First Underwriting
Conservative credit appraisal supported by ongoing monitoring and low portfolio LTVs.
Experienced Promoter-Led Management
Hands-on leadership with a proven track record in building and scaling lending platforms.
Lean Operating Model
Cost-efficient execution enabling competitive pricing without compromising controls.
Strong Governance Framework
Independent board oversight, robust compliance processes, and regular audits.
Why QGO?

Structured Project Financing for India’s Emerging Developers

QGO Finance provides secured, structured credit to MSME real estate developers and construction businesses in high-growth markets. Using disciplined underwriting and cash-flow-based structuring, they fund execution-ready projects. Backed by experienced leadership, QGO focuses on sustainable project completion through a balance of flexibility, rigorous financial analysis, and strong governance.
INSTITUTIONAL SUPERVISION
28+ ACTIVE BORROW BASE
BEST FINANCIAL SERVICE
100% STANDARD ASSET CLASSIFICATION
QGO FInance

Key Highlights

  • Easy Documentation

    As focused NBFC, we intimate a list of documents as soon as we approve your application. We ensure your participation with our lawyers for ease of documentation.
  • Transparent Fees

    As guided by RBI policies and internal policy of the company, we intimate applicants' fee structure transparently with no hidden expense.
  • Customer Focused

    We are a customer focused company, hence our policies are aligned to serve customers promptly.
Strategic Growth

GROWTH & DEVELOPMENT

This company was incorporated as a private company in 1993 as Parnami Credit Limited.
  • 2025-26

    Strategic co-lending tie-up with Choice (100 Cr program) to scale secured lending. Portfolio growth driven by real estate and MSME segments with conservative risk parameters. Strengthened credit, monitoring, and governance frameworks to support sustainable expansion.

  • 2024-25

    "Increase in annual dividend payout by 20% as compared to preceding year. Crossed the benchmark of 100 Cr in Assets Under Management. Consistent rise and steady upward trend in revenue and profit generation."

  • 2023-24

    "Significant growth in its Assets Under Management (AUM), with a steady increase of 16%. Upheld excellent asset quality, with our non-performing assets (NPAs) standing at “0.” Delivering healthy return with a ROE of 17.2% in a short span of 6 years. Increase in dividend payout ratio by 25% y-o-y."

Why Choose QGO?

Questions & Answers

Frequently asked questions. To provide consultancy for preparing of all sorts of corporate and any other services as the company may think fit and proper.
  • What are the types of loans provided by you ?

    Business Loan, Retail Loan, Loan Against Property, Project Loan

  • What is the eligibility criteria for a loan ?

    Loans are sanctioned based on the due diligence done by the management team.

  • Would there be any foreclosure / preclosure charges if I wish to close the loan ?

    No, we don’t levy any foreclosure/ preclosure charges.

  • How long will it take to disburse the loan ?

    Once the loan is approved, the disbursal is done expeditiously based on receipt of complete documents.

The Steps

Schedule your personalized consultation today

01

Project Understanding & Eligibility
We assess your project structure, approvals, promoter capability, and funding need to confirm fit within QGO’s structured project finance framework.

02

Application & Documentation
Submit your project finance application, DPR, financials, and approvals for formal evaluation and structuring.

03

Credit, Technical & Legal Review
QGO conducts credit appraisal, technical validation, and legal due diligence to structure a milestone-based funding solution.

04

Sanction & Milestone-Based Disbursement
Post sanction, funds are disbursed in tranches linked to certified project progress, with ongoing monitoring until completion.
THE BEST PROFESSIONAL TEAM

Our Team of Dedicated Professionals

We are specialists in both economics and information technologies and we apply our full range of talent to creating the perfect solution for each client’s needs.