Key Features

Key Features

Addressing large and underserved markets – Tailor-made solutions to address the unique financing needs of the Real Estate and MSME sector across carefully selected locations.

Strong Capitalization & Moderate Leverage – Well capitalised with moderate leverage at 2.8x; demonstrated ability to raise funding at competitive pricing.

Robust Risk Management – Strong underwriting & monitoring with prudent lending norms to manage risk – Low average Loan-to-Value ratios at 34.2%

Entrepreneurial Management & Professional Board – Competent Management with a proven record of successfully scaling businesses, supported by a professional board with strong pedigree.

Low cost Execution – Execution led by a low-cost operating model with negligible fixed costs – Opex ratios among industry best for small NBFCs

Best-in-class Corporate Governance – High focus on ethics & compliance with 50% Independent directors, 5 Board level committees and internal & external audits

  • Addressing large and underserved markets – Tailor-made solutions to address the unique financing needs of the Real Estate and MSME sector across carefully selected locations.  

 

  • Strong Capitalization & Moderate Leverage – Well capitalised with moderate leverage at 2.8x; demonstrated ability to raise funding at competitive pricing.

 

  • Robust Risk Management – Strong underwriting & monitoring with prudent lending norms to manage risk – Low average Loan-to-Value ratios at 34.2%

 

  • Entrepreneurial Management & Professional Board – Competent Management with a proven record of successfully scaling businesses, supported by a professional board with strong pedigree.

 

  • Low cost Execution – Execution led by a low-cost operating model with negligible fixed costs – Opex ratios among industry best for small NBFCs

 

  • Best-in-class Corporate Governance – High focus on ethics & compliance with 50% Independent directors, 5 Board level committees and internal & external audits