PRODUCTS
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PRODUCTS
| Types of Loan product | Description | Loan Size | Rate of Interest |
|---|---|---|---|
|
Business Loan |
Secured & unsecured SME working capital loans |
5L – 50L |
18% p.a. |
|
Retail Loan |
Unsecured loans to salaried employees at SMEs |
Upto 25L |
18% p.a. |
|
Project Loan |
Secured loans to finance construction of housing projects |
100L – 1,000L |
17% to 18% p.a.* |
|
Loan Against Property |
Loans backed by residential or commercial properties |
15L – 100L |
17% to 18% p.a.* |
* : For loans secured by the pledge of debt instruments or bank fixed deposits (excluding shares), the interest rate will be set at 13% per annum, as determined at the discretion of the management.
Other Charges
We apply documentation charges ranging from 1% to 3%, which are determined based on factors such as the loan amount, type of loan, and the level of effort required for due diligence and agreement preparation.
